Rates & Fees
Transparent pricing is at the core of Creek Lend. No hidden fees, no surprises — just honest lending.
10%
Flat Rate
$0
Upfront Fees
Flexible
Terms: 24–60 Months
Fee Schedule — No Hidden Costs
| Fee Type | Amount |
|---|---|
| Origination Fee | $0 (None) |
| Upfront Processing Fee | $0 (None) |
| Late Payment Fee | $15 (After 5-day grace period) |
| Prepayment Penalty | None (Pay off early to save) |
| Application Fee | $0 |
| Repayment Options | Fixed 24 to 60 Month Terms |
Transparent Rates Nationwide (All 50 US States)
Creek Lend provides a consistent fixed 10% APR regardless of your state. We believe geography shouldn't dictate your cost of capital.
Availability of specific loan terms may vary based on state-specific regulations.
| Region | Flat Fee | Loan Range |
|---|---|---|
| California (HQ) | 10% | $2,000 – $10,000 |
| United States (All States) | 10% | $2,000 – $10,000 |
Finally, Math You Can Understand.
Most lenders hide behind confusing compound interest formulas. Creek Lend keeps it simple with a fixed 10% APR so you always know exactly what you'll pay each month.
- ✓Borrow $2,000: Repay just $92.29/mo for 24 months.
- ✓Borrow $5,000: Repay just $106.24/mo for 60 months.
- ✓No hidden maintenance or service fees.
Monthly payment example
$5,000 loan at 10% APR for 60 months = $106.24/mo
Less than most cell phone bills.
Pricing Disclosure
Creek Lend offers a fixed 10% Annual Percentage Rate (APR) on all personal loans. We do not charge upfront fees, application fees, or origination fees. Your cost of capital is transparent and fixed for the life of the loan.
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